{"domain":"401k.loans","name":"401(k) Loan Calculator","url":"https://inite.ai/en/atlas/401k.loans","site":"https://401k.loans","summary":"Models the growth you give up, after-tax repayments, and offset tax when you borrow from a 401(k).","forWhom":"people weighing a loan from their 401(k) against other borrowing options","useCases":["estimate the monthly payment on a 401(k) loan","measure retirement growth lost while a loan is outstanding","check the tax owed if they leave before repaying"],"categories":["finance"],"pricing":null,"priceMoves":[],"interfaces":{"readOn":"2026-11-01","apiDocs":null,"openapi":null,"mcp":[{"name":"loans.401k/401k-loans","tie":"namespace","registered":true,"remotes":["https://401k.loans/mcp"],"packages":[],"probe":{"state":"open","checkedOn":"2026-11-01","toolCount":3,"tools":["calculate_401k_loan_cost","compare_401k_loan_alternatives","calculate_401k_early_withdrawal"],"serverName":"401k-loans"}}],"mcpServerCard":"https://401k.loans/.well-known/mcp.json","status":null},"mcpMeasured":{"server":"https://401k.loans/mcp","checkedSince":"2026-11-01","dailyChecks":1,"uptimePercent":null,"medianMs":187,"signIn":"none","clientRegistration":null,"tools":3,"contextTokens":1782,"definitionsGrade":"A","definitionsScore":100,"typedResults":0,"failingChecks":{},"warnings":{},"coverage":{"share":1,"cases":[{"useCase":"estimate the monthly payment on a 401(k) loan","verdict":"covered","firstTool":"calculate_401k_loan_cost","checks":null},{"useCase":"measure retirement growth lost while a loan is outstanding","verdict":"covered","firstTool":"calculate_401k_loan_cost","checks":null},{"useCase":"check the tax owed if they leave before repaying","verdict":"unsure","firstTool":null,"checks":null}]},"adoption":{"npmWeekly":null,"pypiWeekly":null,"githubStars":null},"score":null,"advice":{"verdict":"unproven","why":["its tools do every use case checked: \"estimate the monthly payment on a 401(k) loan\", \"measure retirement growth lost while a loan is outstanding\"","checked on 1 of the 7 days it takes to judge reliability"],"how":["for \"estimate the monthly payment on a 401(k) loan\", the likely first call is calculate_401k_loan_cost","for \"measure retirement growth lost while a loan is outstanding\", the likely first call is calculate_401k_loan_cost"]},"method":"https://inite.ai/en/atlas/mcp/report"},"connect":{"order":["mcp","llmsTxt"],"mcp":[{"name":"loans.401k/401k-loans","url":"https://401k.loans/mcp","answers":"open","checkedOn":"2026-11-01","weakTie":false,"registry":"https://registry.modelcontextprotocol.io/v0/servers?search=loans.401k%2F401k-loans","config":{"mcpServers":{"401k":{"url":"https://401k.loans/mcp"}}},"install":{"transport":"http","claudeCode":"claude mcp add --transport http 401k https://401k.loans/mcp","cursor":"cursor://anysphere.cursor-deeplink/mcp/install?name=401k&config=eyJ1cmwiOiJodHRwczovLzQwMWsubG9hbnMvbWNwIn0%3D","vscode":"vscode:mcp/install?%7B%22name%22%3A%22401k%22%2C%22type%22%3A%22http%22%2C%22url%22%3A%22https%3A%2F%2F401k.loans%2Fmcp%22%7D","connector":{"url":"https://401k.loans/mcp","note":"Add it as a custom connector in the client’s settings; the client opens the sign-in itself when the server asks for one."}}}],"openapi":null,"apiDocs":null,"llmsTxt":"https://401k.loans/llms.txt","status":null,"readOn":"2026-11-01"},"trust":{"readOn":"2026-11-01","certifications":[],"training":null},"used":null,"alive":100,"traits":{"buyer":"consumer","deployment":"saas-only","developerFocus":false,"readAt":"2026-11-01"},"verifiedPlans":null,"fromVendor":null}