{"domain":"lumacredit.net","name":"LumaCredit","url":"https://inite.ai/en/atlas/lumacredit.net","site":"https://lumacredit.net","summary":"Parses a credit report into ranked dispute items and drafts FCRA dispute letters to mail, tracking each bureau's 30-day deadline.","forWhom":"People who want to dispute credit report errors themselves instead of paying a credit repair service","useCases":["Read a credit report and list items to challenge","Draft and mail FCRA dispute letters by certified mail","Track the 30-day investigation deadline for each bureau"],"categories":["finance"],"pricing":{"model":"freemium","freeTier":true,"startsAt":{"amount":19,"currency":"USD","per":"month"},"page":"https://lumacredit.net/pricing","readOn":"2026-10-22"},"priceMoves":[],"interfaces":{"readOn":"2026-10-22","apiDocs":null,"openapi":null,"mcp":[],"mcpServerCard":null,"status":null},"mcpMeasured":null,"connect":null,"trust":{"readOn":"2026-10-22","certifications":["gdpr","ccpa"],"training":null},"used":15,"alive":100,"traits":{"buyer":"consumer","deployment":"saas-only","developerFocus":false,"readAt":"2026-10-22"},"verifiedPlans":null,"fromVendor":null}