# American Default Research (americandefault.org)

Publishes a quarterly American Distress Index and county-level financial distress scores, plus guides for homeowners behind on mortgages.

- Atlas card: https://inite.ai/en/atlas/americandefault.org
- Site: https://americandefault.org
- For: Homeowners behind on mortgage payments, and people researching county and state financial distress data.
- Categories: finance
- Use 0/100 · alive 100/100

## Used for

- look up a county's financial distress score
- compare states' distress rankings over time
- get step-by-step help with mortgage payment trouble

## Price

Not read yet.

## For developers

- API docs: https://americandefault.org/api/downloads/county-distress-index.csv
- MCP server: org.americandefault/research (namespace; open on 2026-10-17, 6 tools)
- Read 2026-10-17

## Your data

- Certifications stated: none
- Read 2026-10-17

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Source: INITE Atlas, https://inite.ai/en/atlas/americandefault.org. JSON: https://inite.ai/api/atlas/americandefault.org. MCP: https://inite.ai/api/mcp (atlas_lookup).