# Coverage Cat (coveragecat.com)

Compares home, umbrella and auto insurance quotes across carriers via guided intake, then hands users to a licensed broker.

- Atlas card: https://inite.ai/en/atlas/coveragecat.com
- Site: https://coveragecat.com
- For: Homeowners and drivers in California, Florida, New York, Texas or Washington comparing home and umbrella insurance with a licensed broker
- Categories: commerce
- Use not measured/100 · alive 100/100

## Used for

- Compare home and umbrella insurance quotes side by side
- Estimate umbrella insurance cost by coverage limit
- Find a homeowners insurance agent by city

## Price

- no price printed, no free plan (read 2026-10-18 on https://coveragecat.com/tools/umbrella)

## For developers

- OpenAPI: https://coveragecat.com/openapi.json (32 paths)
- API docs: https://coveragecat.com/developers
- MCP server: com.coveragecat/insurance (namespace; open on 2026-10-18, 23 tools)
- Read 2026-10-18

## MCP server, measured daily

Server: https://www.coveragecat.com/api/consumer/mcp, checked every day since 2026-10-19 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 102 ms
- Sign-in: none
- Context its tool definitions take: about 11954 tokens (23 tools)
- Tool definitions: A, 100/100
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: ccpa
- Training on your data: yes (https://coveragecat.com/privacy-policy)
- Read 2026-10-18

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Source: INITE Atlas, https://inite.ai/en/atlas/coveragecat.com. JSON: https://inite.ai/api/atlas/coveragecat.com. MCP: https://inite.ai/api/mcp (atlas_lookup).