# earmarkIQ (earmarkiq.app)

Connects to UK bank accounts over open banking, categorises transactions and flags subscription price rises and spending anomalies.

- Atlas card: https://inite.ai/en/atlas/earmarkiq.app
- Site: https://earmarkiq.app
- For: UK professionals who want to budget from their connected UK bank accounts
- Categories: finance
- Use 0/100 · alive 87/100

## Used for

- categorise bank transactions and flag unusual spending
- track subscriptions and catch price increases
- plan how to split each paycheck across bills and savings

## Price

- from 4.99 GBP/month, free plan (read 2026-10-27 on https://earmarkiq.app/#pricing)

## For developers

- MCP server: app.earmarkiq/earmarkiq (namespace; auth on 2026-10-27)
- Read 2026-10-27

## MCP server, measured daily

Server: https://api.earmarkiq.app/mcp, checked every day since 2026-10-27 (6 checks).

- Answered: measuring, 6 daily checks so far
- Median first answer: 274 ms
- Sign-in: OAuth (the client signs the user in)
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: gdpr
- Training on your data: no (https://earmarkiq.app/privacy)
- Read 2026-10-27

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Source: INITE Atlas, https://inite.ai/en/atlas/earmarkiq.app. JSON: https://inite.ai/api/atlas/earmarkiq.app. MCP: https://inite.ai/api/mcp (atlas_lookup).