# EveryCalc (everycalc.xyz)

Runs mortgage, loan, refinance, compound interest and pay calculations in the browser, with inputs never uploaded.

- Atlas card: https://inite.ai/en/atlas/everycalc.xyz
- Site: https://everycalc.xyz
- For: People making personal money, military pay, and school-cost decisions who want quick calculator answers.
- Categories: finance
- Use 0/100 · alive 100/100

## Used for

- Estimate the maximum home price from income and debts
- Compare a refinance offer's break-even month and savings
- Calculate monthly mortgage payments including taxes and insurance

## Price

- free (read 2026-10-27 on https://everycalc.xyz/home-affordability-calculator/)

## For developers

- MCP server: xyz.everycalc/every-calc (namespace; open on 2026-10-27, 69 tools)
- Read 2026-10-27

## MCP server, measured daily

Server: https://everycalc.xyz/mcp, checked every day since 2026-10-28 (1 checks).

- Answered: measuring, 1 daily checks so far
- Median first answer: 69 ms
- Sign-in: none
- Context its tool definitions take: about 18778 tokens (69 tools)
- Tool definitions: A, 100/100
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Read 2026-10-27

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Source: INITE Atlas, https://inite.ai/en/atlas/everycalc.xyz. JSON: https://inite.ai/api/atlas/everycalc.xyz. MCP: https://inite.ai/api/mcp (atlas_lookup).