# HomeCalc Canada (homecalc.ca)

Computes Canadian mortgage payments, stress-test qualification, closing costs and land transfer tax per province, in the browser.

- Atlas card: https://inite.ai/en/atlas/homecalc.ca
- Site: https://homecalc.ca
- For: Canadian homebuyers and homeowners checking mortgage, renewal, and closing costs before talking to a lender
- Categories: finance
- Use 0/100 · alive 100/100

## Used for

- estimate mortgage renewal payment increase
- check affordability under the federal stress test
- estimate closing costs and land transfer tax

## Price

Not read yet.

## For developers

- MCP server: ca.homecalc/calculators (namespace; open on 2026-10-27, 12 tools)
- Read 2026-10-27

## MCP server, measured daily

Server: https://homecalc.ca/api/mcp, checked every day since 2026-10-27 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 245 ms
- Sign-in: none
- Context its tool definitions take: about 5035 tokens (12 tools)
- Tool definitions: B, 86/100
- Failing "params_described": 10 of 12 tools
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Read 2026-10-27

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Source: INITE Atlas, https://inite.ai/en/atlas/homecalc.ca. JSON: https://inite.ai/api/atlas/homecalc.ca. MCP: https://inite.ai/api/mcp (atlas_lookup).