# ifthenpay (ifthenpay.com)

Generates Multibanco payment references and MB Way requests so businesses collect card, bank and mobile payments online and in person.

- Atlas card: https://inite.ai/en/atlas/ifthenpay.com
- Site: https://ifthenpay.com
- For: Businesses in Portugal and the EEA taking payments online, in store, or through invoices
- Categories: finance
- Use 0/100 · alive 79/100

## Used for

- Generate Multibanco payment references for online store orders
- Collect recurring payments through direct debits
- Accept card payments in store with POS terminals

## Price

- from 0.07 EUR/usage, no free plan (read 2026-10-19 on https://ifthenpay.com/pricing)

## For developers

- API docs: https://www.ifthenpay.com/docs/en
- MCP server: com.ifthenpay/payments (namespace; open on 2026-10-19, 8 tools)
- Read 2026-10-19

## MCP server, measured daily

Server: https://ai.ifthenpay.com/mcp/payments/, checked every day since 2026-10-19 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 1577 ms
- Sign-in: none
- Context its tool definitions take: about 2117 tokens (8 tools)
- Tool definitions: B, 83/100
- Failing "annotations": 8 of 8 tools
- Warning "open_writes": multibanco_create_reference, payshop_create_reference, creditcard_create_payment, pinpay_create_payment, pix_create_payment
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Read 2026-10-19

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Source: INITE Atlas, https://inite.ai/en/atlas/ifthenpay.com. JSON: https://inite.ai/api/atlas/ifthenpay.com. MCP: https://inite.ai/api/mcp (atlas_lookup).