# SecondAppraisal (secondappraisal.com)

Researches comparable vehicles and negotiates with insurers on behalf of drivers whose totaled cars were valued too low.

- Atlas card: https://inite.ai/en/atlas/secondappraisal.com
- Site: https://secondappraisal.com
- For: Car owners whose insurer declared their vehicle a total loss and made a low first settlement offer
- Categories: knowledge
- Use 0/100 · alive 100/100

## Used for

- compare an insurer's total loss offer against similar vehicles for sale
- document a totaled vehicle's market value with comparable sales
- invoke the policy's appraisal clause and appoint an appraiser

## Price

- from 199 USD/one-time (read 2026-10-17 on https://secondappraisal.com/pricing)

## For developers

- MCP server: com.secondappraisal/total-loss-intake (namespace; open on 2026-10-17, 5 tools)
- MCP server card: https://secondappraisal.com/.well-known/mcp.json
- Read 2026-10-17

## MCP server, measured daily

Server: https://secondappraisal.com/mcp, checked every day since 2026-10-19 (15 checks).

- Answered: 100% of daily checks
- Median first answer: 312 ms
- Sign-in: none
- Context its tool definitions take: about 2570 tokens (5 tools)
- Tool definitions: A, 97/100
- Failing "params_described": 1 of 5 tools
- Warning "open_writes": upload_valuation_report
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: ccpa
- Read 2026-10-17

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Source: INITE Atlas, https://inite.ai/en/atlas/secondappraisal.com. JSON: https://inite.ai/api/atlas/secondappraisal.com. MCP: https://inite.ai/api/mcp (atlas_lookup).