# Zoninga (zoninga.com)

Reads your debts and accounts each morning, flags the next payment to make, and models payoff schedules, leaving transfers to you.

- Atlas card: https://inite.ai/en/atlas/zoninga.com
- Site: https://zoninga.com
- For: individuals juggling several debts and bills who want daily guidance on what to pay next
- Categories: finance
- Use 0/100 · alive 87/100

## Used for

- compare debt payoff strategies using their own debts
- check bills daily against account balances for shortfalls
- model a car loan before committing to it

## Price

- from 9.99 USD/month, no free plan (read 2026-10-20 on https://zoninga.com/#pricing)

## For developers

- MCP server: com.zoninga/finance (namespace; auth on 2026-10-20)
- Read 2026-10-20

## MCP server, measured daily

Server: https://zoninga.com/mcp, checked every day since 2026-10-20 (7 checks).

- Answered: 100% of daily checks
- Median first answer: 157 ms
- Sign-in: OAuth (the client signs the user in)
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Training on your data: conditional (https://zoninga.com/privacy)
- Read 2026-10-20

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Source: INITE Atlas, https://inite.ai/en/atlas/zoninga.com. JSON: https://inite.ai/api/atlas/zoninga.com. MCP: https://inite.ai/api/mcp (atlas_lookup).