# Beancount (beancount.io)

Hosted double-entry bookkeeping on plain text ledgers, syncing banks and importing statements into git-versioned Beancount files.

- Atlas card: https://inite.ai/en/atlas/beancount.io
- Site: https://beancount.io
- For: Couples, freelancers, professionals and small businesses who want plain text, git-versioned accounting.
- Categories: finance
- Use not measured/100 · alive 100/100

## Used for

- reconcile bank transactions into a plain text ledger
- track net worth and investment holdings with live prices
- roll back ledger changes using git history

## Price

- from 14.99 USD/month, free plan (read 2026-10-15 on https://beancount.io/pricing)

## For developers

- OpenAPI: https://beancount.io/openapi.json (4 paths)
- API docs: https://beancount.io/docs/api-reference
- MCP server: io.beancount/beancount (namespace; auth on 2026-10-15)
- Read 2026-10-15

## MCP server, measured daily

Server: https://beancount.io/api-gateway/mcp, checked every day since 2026-10-19 (3 checks).

- Answered: measuring, 3 daily checks so far
- Median first answer: 184 ms
- Sign-in: OAuth (the client signs the user in)
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: gdpr, ccpa
- Read 2026-10-15

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Source: INITE Atlas, https://inite.ai/en/atlas/beancount.io. JSON: https://inite.ai/api/atlas/beancount.io. MCP: https://inite.ai/api/mcp (atlas_lookup).