# PointBagel (pointbagel.com)

Reads your synced card and bank transactions to show which card earns the most on each purchase and where earning caps start costing you.

- Atlas card: https://inite.ai/en/atlas/pointbagel.com
- Site: https://pointbagel.com
- For: people holding several credit cards who want to maximize points and avoid earning caps
- Categories: finance
- Use 0/100 · alive 100/100

## Used for

- check which card earns the most on each purchase
- spot where an earning cap starts costing points
- decide whether to keep or cancel a credit card

## Price

- from 39.99 USD/year, free plan (read 2026-10-18 on https://pointbagel.com/pricing)

## For developers

- MCP server: com.pointbagel/pointbagel (namespace; auth on 2026-10-18)
- Read 2026-10-18

## Your data

- Certifications stated: soc2
- Training on your data: conditional (https://pointbagel.com/privacy)
- Read 2026-10-18

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Source: INITE Atlas, https://inite.ai/en/atlas/pointbagel.com. JSON: https://inite.ai/api/atlas/pointbagel.com. MCP: https://inite.ai/api/mcp (atlas_lookup).