# Points or Cash (pointsorcash.app)

Compares cash fares with award seat prices and card transfer ratios to show whether to pay in points or money.

- Atlas card: https://inite.ai/en/atlas/pointsorcash.app
- Site: https://pointsorcash.app
- For: points-holding travellers deciding whether to spend miles or pay cash for a flight
- Use not measured/100 · alive 100/100

## Used for

- compare cash fares with award prices in cents per point
- check which card points transfer to which airline
- find lounges open at each airport on a trip

## Price

- from 9 USD/month, free plan (read 2026-11-03 on https://pointsorcash.app/#pricing)

## For developers

- MCP server: app.pointsorcash/points-or-cash (namespace; open on 2026-11-03, 5 tools)
- Read 2026-11-03

## MCP server, measured daily

Server: https://pointsorcash.app/mcp, checked every day since 2026-11-03 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 313 ms
- Sign-in: none
- Context its tool definitions take: about 2183 tokens (5 tools)
- Tool definitions: A, 93/100
- Failing "params_described": 2 of 5 tools
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Training on your data: conditional (https://pointsorcash.app/privacy)
- Read 2026-11-03

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Source: INITE Atlas, https://inite.ai/en/atlas/pointsorcash.app. JSON: https://inite.ai/api/atlas/pointsorcash.app. MCP: https://inite.ai/api/mcp (atlas_lookup).