# Spectra (spectra.finance)

Splits yield-bearing tokens into principal and yield tokens so users can lock fixed rates or trade interest-rate exposure onchain.

- Atlas card: https://inite.ai/en/atlas/spectra.finance
- Site: https://spectra.finance
- For: DeFi users and onchain protocols wanting fixed-rate yield, interest rate trading, or curated yield vaults
- Use not measured/100 · alive 100/100

## Used for

- lock in fixed rates by buying principal tokens
- trade variable yield exposure via yield tokens
- deposit once into curated yield vaults across networks

## Price

Not read yet.

## For developers

- MCP server: finance.spectra/mcp (namespace; open on 2026-11-03, 6 tools)
- Read 2026-11-03

## MCP server, measured daily

Server: https://mcp.spectra.finance/mcp, checked every day since 2026-11-03 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 274 ms
- Sign-in: none
- Context its tool definitions take: about 1198 tokens (6 tools)
- Tool definitions: A, 92/100
- Failing "params_described": 3 of 6 tools
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Read 2026-11-03

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Source: INITE Atlas, https://inite.ai/en/atlas/spectra.finance. JSON: https://inite.ai/api/atlas/spectra.finance. MCP: https://inite.ai/api/mcp (atlas_lookup).