# Papaya (papayapay.com)

Takes bill payments by camera scan of paper statements, SMS, email or a web widget, with no app or login.

- Atlas card: https://inite.ai/en/atlas/papayapay.com
- Site: https://papayapay.com
- For: Healthcare practices, billing companies, and utilities collecting bill payments from patients or customers
- Categories: finance
- Use not measured/100 · alive 59/100

## Used for

- let customers pay bills by text, email, or app-free photo
- pay a paper statement by scanning its QR code
- reduce paper statements that billing staff must process

## Price

Not read yet.

## For developers

- MCP server: com.papayapay.consumer-production.mcp-agent/bill-payment (namespace; open on 2026-10-16, 6 tools)
- Read 2026-10-16

## MCP server, measured daily

Server: https://mcp-agent.consumer-production.papayapay.com/payagent/mcp, checked every day since 2026-10-19 (2 checks).

- Answered: measuring, 2 daily checks so far
- Median first answer: 248 ms
- Sign-in: none
- Context its tool definitions take: about 4759 tokens (6 tools)
- Tool definitions: B, 86/100
- Failing "params_described": 5 of 6 tools
- Method: https://inite.ai/en/atlas/mcp/report

## Your data

- Certifications stated: none
- Read 2026-10-16

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Source: INITE Atlas, https://inite.ai/en/atlas/papayapay.com. JSON: https://inite.ai/api/atlas/papayapay.com. MCP: https://inite.ai/api/mcp (atlas_lookup).