Porchlight alternatives

Tools that do what Porchlight does, found by what they say they do rather than by shelf. Among the equally alike, the most used come first. Each line says how it differs from Porchlight.

Read 2026-11-04

With a free plan or free to use: Free NZ Calculators, CalcNest AI, EverydayBudd.

10 alternativesUnlike Porchlight

#1
US Mortgage Calculator Finance MCP · open
Estimates monthly mortgage payments, including principal, interest, taxes, insurance, PMI and HOA, using state-level property tax assumptions.
More widely used
1.4k
Active
#2
FreeRateUpdate Finance MCP · open
Shows current mortgage and home equity rates, offers payment and HELOC calculators, and routes shoppers to lenders and brokers.
More widely used
4.3k
Active
2009
#3
Commercial Mortgage Calculator Finance MCP · open
Calculates UK commercial mortgage monthly payments, arrangement fees, loan-to-value and debt service cover ratio from loan, rate and rent inputs.
More widely used
Little sign of use
Active
#4
Sizing Sheet Finance MCP · open
Sizes the maximum FHA-insured multifamily loan under each HUD test and recommends which FHA apartment program fits.
Same job
Active
#5
Janover Finance MCP · open
Compares agency, HUD, bank, CMBS and bridge lenders for five-plus-unit apartment loans and runs refinance and cash-out calculators.
Also: Analytics
Active
#6
Free NZ Calculators Finance MCP · open
Runs New Zealand tax, GST, KiwiSaver, mortgage and maths calculators, plus plain-English financial literacy guides and learning pathways.
Free planMore widely used
117k
Active
Free
2019
#7
CalcNest AI Finance
Hosts 500 free online calculators for finance, health, math, and daily life with AI search and multi-step scenario guidance.
Free planMore widely used
22
Active
#8
Yacht.loans Finance MCP · open
Calculates boat loan payments, balloon balance, state sales tax with caps, and insurance premium from purchase price, down payment and APR.
Same job
Active
#9
EverydayBudd Finance MCP · open
Provides financial calculators for salary, mortgage, cost of living, and investment planning with AI explanations.
Free planAlso: Analytics
17k
Active
Free
#10
Doors Funded Finance MCP · open
Investor loans for 1-4 unit properties, qualified on rent coverage, with fix-and-flip draws and construction financing.
Same job
Active

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How this list is made: the words Porchlight is described with (what it does, for whom, what it is used for) are matched against every tool in the Atlas. A tool on the same shelf, or doing the same kind of work, counts for a little more. Nothing here is paid for.