Servidor MCP de CandidCost

• Nombre en el registrocom.candidcost/mcpverificado en el registro MCP

El nombre en el registro está bajo candidcost.com. El registro solo permite usar ese espacio de nombres a quien demuestra control del dominio por DNS o HTTP.

• Estadorespondecomprobado el 2026-10-19
• Herramientas10
• El servidor se llamacandidcost
• Versión del servidor2.0.0
• Versión del protocolo2025-06-18

El 2026-10-19 el servidor respondió a initialize y tools/list sin iniciar sesión. Primera respuesta en 112 ms.

• Respondiómidiendo1 de las 7 comprobaciones diarias necesarias para mostrar el porcentaje
• Mediana de la primera respuesta130 ms
• Espacio en el contexto del agente≈ 3118 tokenslas definiciones de todas sus herramientas (10), que el agente lleva en cada turno
• Definiciones de herramientasA · 100 de 100

• Todas las herramientas pasan las seis comprobaciones.

Un programa comprueba el servidor una vez al día: initialize y tools/list, sin modelo. Los tokens son la longitud de las definiciones, a unos cuatro caracteres por token. La nota promedia seis comprobaciones del nombre, la descripción, el esquema y las anotaciones de cada herramienta; dice lo bien descritas que están, no si funcionan.

• true_cost_estimate

  Estimate the full monthly cost of owning a home — principal & interest, property tax, insurance, PMI, HOA, and maintenance — and contrast it with the lender "approval" payment (PITI+PMI) to reveal the hidden monthly gap. Dollar inputs are…

• affordability_estimate

  Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Reports the standard 28/36 thresholds without ever telling the user what they "can afford". Dollar…

• fee_benchmarks

  Return closing-cost and rate-spread percentile distributions (p25/p50/p75 + mean) for a US state, computed from the row-level CFPB HMDA LAR for originated, first-lien, home-purchase loans. Cells with fewer than 25 records are suppressed…

• benchmark_rates

  Return the latest benchmark mortgage rates (e.g. 30-year and 15-year fixed) from the Federal Reserve (FRED), each with its observation date and ledger receipt. Rates are fixed-precision percent strings.

• search_dpa_programs

  Find down payment assistance (DPA) programs by US state and/or buyer type. Includes national programs. Each result links to its official government source and carries a ledger receipt and last-verified date.

• decode_loan_estimate_fee

  Classify a mortgage Loan Estimate fee by CFPB section and control class (set by lender, shoppable, third-party, government, or prepaid), with a plain-language explanation and an educational question a buyer could ask. Omit "fee" to list…

• payment_shock_estimate

  Estimate why a mortgage payment often jumps in year two: escrow at closing is sized from the seller's current tax bill, but the county reassesses at your purchase price, and RESPA spreads the resulting escrow shortage over 12 months…

• pressure_check

  Decompose the tradeoff a rushed buyer faces: the earnest money at risk by walking away versus what overpaying to "win" costs over the life of the loan. Given the earnest money at risk, the overpay amount over your walk-away price…

• rent_vs_buy_estimate

  Compare the net cost of owning against renting over a holding period and find the break-even year. Owning nets upfront cash and recurring carrying costs against sale proceeds (appreciated value − selling costs − remaining loan); renting…

• verify_receipt

  Verify a CandidCost ledger receipt hash (full sha256 or short "3f9a…c21e" form). Confirms the receipt exists and that its dataset hash chain is intact, proving the underlying data has not been altered since ingestion.