Servidor MCP de VHIS Hong Kong

• Nombre en el registrocom.vhishongkong/vhisverificado en el registro MCP

El nombre en el registro está bajo vhishongkong.com. El registro solo permite usar ese espacio de nombres a quien demuestra control del dominio por DNS o HTTP.

• Estadorespondecomprobado el 2026-10-25
• Herramientas16
• El servidor se llamavhis-hongkong
• Versión del servidor1.27.0
• Versión del protocolo2025-06-18

El 2026-10-25 el servidor respondió a initialize y tools/list sin iniciar sesión. Primera respuesta en 128 ms.

• Sus herramientas hacen todos los casos de uso comprobados: compare annual premiums across all certified VHIS plans; check each insurer's premium increases since 2021.
• Comprobado 3 de los 7 días necesarios para juzgar su fiabilidad.

Lo dicen reglas a partir de las mediciones de arriba. La primera llamada probable la elige un modelo de la lista de herramientas; lee su descripción antes de fiarte.

• Nota INITE MCPtras una semanala nota necesita 7 comprobaciones diarias: 3 hasta ahora
• Qué puede hacer un agente con él2 de 2 casos de uso
• Respondiómidiendo3 de las 7 comprobaciones diarias necesarias para mostrar el porcentaje
• Mediana de la primera respuesta80 ms
• Espacio en el contexto del agente≈ 3865 tokenslas definiciones de todas sus herramientas (16), que el agente lleva en cada turno
• Definiciones de herramientasA · 92 de 100
• Resultados tipados16 de 16 herramientasdeclaran outputSchema: el resultado llega tipado y se lee de una vez

• Parámetros sin descripción: en 8 de 16

Un programa comprueba el servidor una vez al día: initialize y tools/list, sin modelo. Los tokens son la longitud de las definiciones, a unos cuatro caracteres por token. La nota promedia seis comprobaciones del nombre, la descripción, el esquema y las anotaciones de cada herramienta; dice lo bien descritas que están, no si funcionan. La nota pondera solo lo medido: si responde (25%), si hace el trabajo del producto (25%), definiciones (20%), contexto (10%), uso (10%) y lo fácil que es conectarse (10%). Lo que no se midió queda fuera, y una instrucción oculta limita la nota a 40. El estado de los servidores MCP de los proveedores: método y números →

• find_plans

  The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three explained picks (lowest cost over the period, best coverage for the money, most comprehensive) with a ranked list behind them…

• price_plans

  Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the cheapest, for a full list, or for one insurer's prices. When what the plan covers matters, use find_plans. Needs a key on the…

• plan_coverage

  What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on room and board, hospital charges, surgeon's fee, imaging, cancer treatment and psychiatric care, plus the annual and lifetime…

• plan_terms

  The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed renewal age, entry ages, pre-existing condition schedule, waiting period, room class and higher-room rule, territory, full cover…

• plan_options

  Every option sold under one certification number, with its room class, deductible and area, priced at this age when an age is given, plus what the premium becomes every five years to twenty years out.

• compare_plans

  Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits, area and each insurer's rate record. Use it for "which is better" and "why is one cheaper"; state the trade-off and let the…

• premium_history

  How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each one with the age held constant, the year-on-year changes and the average. Use it for "has this gone up" and "is this insurer…

• insurer_increases

  An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every insurer ranked from lowest average annual change to highest.

• estimate_renewal

  The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low, mid and high range built from this plan's own rate changes since 2021. Needs a key on the public server; without one it returns…

• search_plan_terms

  Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part, Section, page and a link to that page. Use it for exclusions, waiting periods, limits, room class rules, territorial scope…

• adviser_notes

  Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with common conditions, switching, claims practice, tax. Guidance, not plan terms.

• list_insurers

  Every insurer this server can price, with how many certified plans and rate tables each has loaded.

• treatment_cost

  What Hong Kong private hospitals published they actually billed for a procedure, hospital by hospital, with the doctor's fee and the hospital's charge separately, and what a named plan would pay of it. From the government's price…

• search

  Search every certified plan document and return matching records, each with an id, a title, a page link and the clause text. Call fetch with an id for that plan's full record. search_plan_terms is the same search with richer output; this…

• fetch

  The full record behind a search id: what the plan pays and every term as filed, with the page of each clause.

• create_lead

  Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and returns a WhatsApp link and a reference. Only call it once they have given a name and a phone number or email and have said they…