CapCenter MCP server

• Registry namecom.capcenter/capcenterverified in the MCP registry

The registry name sits under capcenter.com. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

• Stateanswerschecked 2026-11-02
• Tools12
• Server calls itselfcapcenter
• Server version1.0.0
• Protocol version2025-06-18

On 2026-11-02 the server answered initialize and tools/list without a sign-in. First answer in 165 ms.

• Whether its tools do the product's job has not been judged yet.
• Checked on 2 of the 7 days it takes to judge reliability.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

• INITE MCP scoreafter a weeka score needs 7 daily checks: 2 so far
• Answeredmeasuring2 of the 7 daily checks it takes to print a share
• Median first answer193 ms
• Space in an agent's context≈ 5,088 tokensthe definitions of all its tools (12), which an agent carries on every turn
• Tool definitionsA · 100 of 100
• Typed results0 of 12 toolsdeclared outputSchema: results come typed, read once

• Every tool passes all six checks.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

• get_mortgage_quote

  Real CapCenter conventional fixed-rate quotes (30, 20 and 15-year) for a purchase, refinance or cash-out refinance scenario in a county CapCenter serves: rate, APR, points, monthly principal and interest, ZERO Closing Costs, and a…

• get_todays_rates

  Today's published CapCenter mortgage rate tables for a county (the same tables its rates page shows): Conventional, Veteran (VA) and FHA 30- and 15-year fixed, each row with rate, APR, points and ZERO Closing Costs, plus the scenario they…

• get_savings_estimate

  Estimate what a client saves with CapCenter when buying, selling, selling and buying, or refinancing in a county CapCenter serves: the itemized typical-lender closing costs vs CapCenter (ZERO Closing Costs on eligible loans), the Realty…

• explain_loan_options

  Answers questions about CapCenter's loan programs, ZERO Closing Costs (what it covers and what is still paid), eligibility basics (620 minimum credit score, DTI up to 50%), refinance and home equity options, the states CapCenter is…

• get_next_step_link

  Returns a link to the next step on capcenter.com: apply for a mortgage (optionally prefilled with purpose, home value, balance and county), meet a CapCenter real estate agent, or request an insurance quote. Links only: never send names…

• get_affordability_estimate

  Estimate the most home a person could finance with CapCenter from gross income, monthly debts, cash for the down payment, their estimated monthly taxes/insurance/HOA, credit band and county: a 50% maximum debt-to-income ratio, at 80%…

• get_loan_limits

  The 2026 conforming (FHFA, Fannie Mae / Freddie Mac) and FHA (HUD) loan limits for 1–4 unit homes in a county CapCenter serves, with the official sources. A loan above the conforming limit is a Jumbo loan. Answers in Spanish with…

• get_reviews_and_ratings

  CapCenter's public ratings as shown on capcenter.com (Zillow 5.0 with 800+ reviews, Google 4.8 with 600+ reviews, BBB A+), each with its source link and as-of date, plus a few client quotes CapCenter publishes (BestCompany reviews, first…

• compare_refinance_options

  Compare keeping a current mortgage with a CapCenter rate-and-term refinance, a cash-out refinance and a home equity loan, using real CapCenter pricing: new monthly principal and interest, the change, cost to close (ZERO Closing Costs on…

• book_consultation

  Returns links to book time with CapCenter: a loan consultation (scheduling page and contact page), a real estate agent to buy or sell, or an insurance quote. Links to CapCenter's existing booking and request pages only; never send…

• search_homes_for_sale

  Homes for sale on capcenter.com in a city, county or ZIP code in a state CapCenter is licensed in, filtered by price, bedrooms, bathrooms and home type (up to 10). Returns the public listing facts (price, beds, baths, square feet, city…

• get_home_value_estimate

  CapCenter’s automated home value estimate (low, median and high) for an address or a capcenter.com listing URL in a state CapCenter is licensed in, with its as-of date and disclaimer (an estimate, not an appraisal), and links to the three…