Commercial mortgage rates today, by lender type MCP server

Which MCP servers are Commercial mortgage rates today, by lender type's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-11-01

← Back to Commercial mortgage rates today, by lender type

Whose server it is

Registry namemortgage.commercial/commercial-mortgageverified in the MCP registry

The registry name sits under commercial.mortgage. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-11-01

Stateanswerschecked 2026-11-01
Tools9
Server calls itselfcommercial-mortgage
Server version1.1.0
Protocol version2025-06-18

On 2026-11-01 the server answered initialize and tools/list without a sign-in. First answer in 135 ms.

Should an agent connect itNot proven either way yet

Its tools do every use case we checked: compare indicative commercial mortgage rates by lender type; check which loan program fits a given property; compare max LTV and minimum DSCR across loan programs.
Checked on 4 of the 7 days it takes to judge reliability.

Once connected

For "compare indicative commercial mortgage rates by lender type", the likely first call is get_rates_by_lender_type.
For "check which loan program fits a given property", the likely first call is match_programs.
For "compare max LTV and minimum DSCR across loan programs", the likely first call is compare_programs.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 4, the first on 2026-11-01

INITE MCP scoreafter a weeka score needs 7 daily checks: 4 so far
What an agent can do with it3 of 3 use cases
Answeredmeasuring4 of the 7 daily checks it takes to print a share
Median first answer232 ms
Space in an agent's context≈ 3,540 tokensthe definitions of all its tools (9), which an agent carries on every turn
Tool definitionsA · 100 of 100
Typed results0 of 9 toolsdeclared outputSchema: results come typed, read once

Every tool passes all six checks.

What an agent can do with it

can do · compare indicative commercial mortgage rates by lender type
can do · check which loan program fits a given property
can do · compare max LTV and minimum DSCR across loan programs

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers9 tools · read 2026-11-01

size_loan
The largest commercial mortgage a property supports under a lender type's loan-to-value, DSCR and debt-yield limits, which test binds, the monthly payment, and the resulting LTV, DSCR, debt yield and cap rate. Same math and defaults as…
get_rates_by_lender_type
Indicative commercial mortgage rate ranges for banks, life companies, CMBS, agency and debt funds: each lender type's index today (Treasury or 30-day SOFR, with its date) plus its spread range from a named, dated public source. Banks have…
get_spreads_by_property_type
Permanent-loan spreads over the 10-year Treasury by property type (multifamily, industrial, retail, office) on 60 to 65% LTV loans, from CRED iQ as of March 31, 2026, plus the indicative rate at today's 10-year yield. Hotel, self storage…
get_index_rates
The latest 5-, 7- and 10-year Treasury yields, overnight and 30-day average SOFR, and the bank prime rate that commercial mortgages price from, each with its observation date, the value a week earlier, the change in basis points and its…
match_programs
Rank the commercial mortgage programs (agency, FHA/HUD, bank, credit union, life company, CMBS, bridge, debt fund, DSCR, construction and more) that fit a deal, with the reasons and cautions for each, today's indicative rate (live index…
program_rules
Everything published about one commercial mortgage program: eligible property types and loan purposes, minimum and maximum loan, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment…
compare_programs
Two or three commercial mortgage programs side by side: today's indicative rate, loan size range, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment and timeline, each figure dated and…
get_rates
Today's indicative rate for every commercial mortgage program that has a published spread: the live index (Treasury, SOFR or prime, with its date) plus the program's spread range from a named, dated source, lowest first. Filter by…
prepayment_estimate
Estimate the prepayment premium on a commercial mortgage: Fannie Mae-style yield maintenance (Form 6104.01, annual discounting), Freddie Mac yield maintenance (monthly), CMBS yield maintenance, a defeasance cost estimate, a Fannie Mae…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "commercial-mortgage": {
      "type": "http",
      "url": "https://commercial.mortgage/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http commercial https://commercial.mortgage/mcp

Add to Cursor Add to VS Code

claude.ai, ChatGPT and other clients: add https://commercial.mortgage/mcp as a custom connector in the settings.

OpenAPI spec

9 paths, read 2026-11-01. Open the spec ↗

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.