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Fix and Flip Loans MCP server

Which MCP servers are Fix and Flip Loans's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-11-01

← Back to Fix and Flip Loans

Whose server it is
  • Registry nameloans.fixandflip/fixandflip-loansverified in the MCP registry

The registry name sits under fixandflip.loans. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-11-01
  • Stateanswerschecked 2026-11-01
  • Tools4
  • Server calls itselffixandflip-loans
  • Server version1.0.0
  • Protocol version2025-06-18

On 2026-11-01 the server answered initialize and tools/list without a sign-in. First answer in 208 ms.

Should an agent connect itNot proven either way yet
  • Its tools do Estimate flip profit after loan, selling, and holding costs; Compare hard money lender terms by state, but not Size a rental loan from expected rent.
  • Checked on 3 of the 7 days it takes to judge reliability.

Once connected

  • For "Estimate flip profit after loan, selling, and holding costs", the likely first call is calculate_flip_profit.
  • For "Compare hard money lender terms by state", the likely first call is find_lenders.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 3, the first on 2026-11-01
  • INITE MCP scoreafter a weeka score needs 7 daily checks: 3 so far
  • What an agent can do with it2 of 3 use cases
  • Answeredmeasuring3 of the 7 daily checks it takes to print a share
  • Median first answer128 ms
  • Space in an agent's context≈ 1,829 tokensthe definitions of all its tools (4), which an agent carries on every turn
  • Tool definitionsA · 100 of 100
  • Typed results0 of 4 toolsdeclared outputSchema: results come typed, read once
  • Every tool passes all six checks.

What an agent can do with it

  • can do · Estimate flip profit after loan, selling, and holding costs
  • can do · Compare hard money lender terms by state
  • cannot · Size a rental loan from expected rent

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers4 tools · read 2026-11-01
  • calculate_flip_profit

    Runs the fixandflip.loans calculator on a deal: profit, cash you put in, return on cash (and simple annualized), profit as % of ARV, the hard-money loan with interest, points and fees, holding and selling costs, the 70% rule maximum price…

  • compare_lender_costs

    Prices one flip at each listed lender's advertised fix-and-flip starting rate (from its own website, read 2026-10-24), ranked by profit: interest cost, total financing and profit per lender, with your own leverage, points and fees held…

  • find_lenders

    Lists the hard-money and DSCR lenders on fixandflip.loans whose own websites (read 2026-10-24) say they lend in a state, with starting rate, leverage, minimum credit score, experience rule, loan size and a source link each. Lenders that…

  • get_lender_terms

    Everything fixandflip.loans recorded from one lender's own website (read 2026-10-24): fix-and-flip and DSCR rates, leverage, points, terms, credit and experience rules, loan sizes, the states it lends in, license line, notes and the exact…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "fixandflip-loans": {
      "type": "http",
      "url": "https://fixandflip.loans/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http fixandflip https://fixandflip.loans/mcp

Add to CursorAdd to VS Code

claude.ai, ChatGPT and other clients: add https://fixandflip.loans/mcp as a custom connector in the settings.

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.