Health Insurance Help for 2027 MCP server

Which MCP servers are Health Insurance Help for 2027's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-11-01

← Back to Health Insurance Help for 2027

Whose server it is

Registry namehelp.healthinsurance/healthinsurance-helpverified in the MCP registry

The registry name sits under healthinsurance.help. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-11-01

Stateanswerschecked 2026-11-01
Tools6
Server calls itselfhealthinsurance-help
Server version1.0.0
Protocol version2025-06-18

On 2026-11-01 the server answered initialize and tools/list without a sign-in. First answer in 131 ms.

Should an agent connect itNot proven either way yet

Its tools do every use case we checked: estimate your 2027 premium tax credit by county; check Medicaid and CHIP income limits for your household; find your state exchange's 2027 enrollment deadline.
Checked on 2 of the 7 days it takes to judge reliability.

Once connected

For "check Medicaid and CHIP income limits for your household", the likely first call is get_medicaid_chip_limits.
For "find your state exchange's 2027 enrollment deadline", the likely first call is get_state_marketplace_facts.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 2, the first on 2026-11-01

INITE MCP scoreafter a weeka score needs 7 daily checks: 2 so far
What an agent can do with it3 of 3 use cases
Answeredmeasuring2 of the 7 daily checks it takes to print a share
Median first answer128 ms
Space in an agent's context≈ 2,019 tokensthe definitions of all its tools (6), which an agent carries on every turn
Tool definitionsA · 100 of 100
Typed results0 of 6 toolsdeclared outputSchema: results come typed, read once

Every tool passes all six checks.

What an agent can do with it

can do · estimate your 2027 premium tax credit by county
can do · check Medicaid and CHIP income limits for your household
can do · find your state exchange's 2027 enrollment deadline

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers6 tools · read 2026-11-01

estimate_premium_tax_credit
Estimates a household's 2027 ACA premium tax credit the way the site's subsidy calculator does: poverty-line percentage, IRS applicable percentage (Rev. Proc. 2026-26), expected monthly contribution, the age-rated benchmark silver premium…
get_county_plan_prices
Monthly premiums before any credit from CMS's plan file for a county in a HealthCare.gov state: the benchmark (second-lowest-cost silver) and the lowest bronze, silver and gold plan for a 40-year-old non-smoker, number of insurers and…
get_medicaid_chip_limits
A state's Medicaid, CHIP and Basic Health Program income limits as a percent of the poverty line and in 2026 dollars per month and per year for a household size, by group (adults, parents, pregnancy, children by age, CHIP). With an…
compare_cobra_vs_marketplace
Compares the total cost of staying on COBRA with switching to a marketplace plan for the months you need coverage: premiums plus expected out-of-pocket costs, including the deductible reset when switching mid-year. Give the marketplace…
estimate_tax_credit_repayment
Form 8962 in miniature for tax year 2026 (returns filed in 2027), for a full year with the same household and plan: the premium tax credit allowed on final income versus the advance payments on Form 1095-A, and the excess to repay (no…
get_state_marketplace_facts
For one state: where to enroll (HealthCare.gov or the state exchange, with its URL), 2027 open enrollment start and end dates and the last day for January 1 coverage, Medicaid expansion status, any state coverage mandate and penalty…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "healthinsurance-help": {
      "type": "http",
      "url": "https://healthinsurance.help/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http healthinsurance https://healthinsurance.help/mcp

Add to Cursor Add to VS Code

claude.ai, ChatGPT and other clients: add https://healthinsurance.help/mcp as a custom connector in the settings.

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.