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Which MCP servers are Tower and Wing's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-11-01

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Whose server it is
  • Registry nameloans.hospital/hospital-loansverified in the MCP registry

The registry name sits under hospital.loans. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-11-01
  • Stateanswerschecked 2026-11-01
  • Tools4
  • Server calls itselfhospital-loans
  • Server version1.0.0
  • Protocol version2025-06-18

On 2026-11-01 the server answered initialize and tools/list without a sign-in. First answer in 169 ms.

Should an agent connect itNot proven either way yet
  • Whether its tools do the product's job has not been judged yet.
  • Checked on 4 of the 7 days it takes to judge reliability.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 4, the first on 2026-11-01
  • INITE MCP scoreafter a weeka score needs 7 daily checks: 4 so far
  • Answeredmeasuring4 of the 7 daily checks it takes to print a share
  • Median first answer251 ms
  • Space in an agent's context≈ 1,050 tokensthe definitions of all its tools (4), which an agent carries on every turn
  • Tool definitionsA · 100 of 100
  • Typed results0 of 4 toolsdeclared outputSchema: results come typed, read once
  • Every tool passes all six checks.

What an agent can do with it

  • not sure · Run the HUD Section 242 eligibility screen on their own numbers
  • not sure · Browse past FHA-insured hospital loans and their claim history
  • not sure · Compare HUD premium costs for hospital mortgage insurance programs

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers4 tools · read 2026-11-01
  • search_hospital_loans

    Searches every FHA-insured hospital loan in HUD's files (Section 242, 223(f), 223(a)(7) and 241(a)): the active loans or the terminated ones since 1968, filtered by hospital, system or city name, state, program, status (including loans…

  • get_hospital

    One hospital or health system with an active FHA-insured loan, by name, page slug or 8-digit FHA number: every active loan (program, original amount, note rate, initial and final endorsement, term, maturity, HUD balance, monthly P&I…

  • get_portfolio_stats

    Totals for FHA-insured hospital loans, nationally or for one state, computed from HUD's files: active loans and systems, original amount and HUD balance, median note rate, counts by program, loans still in construction, tax-exempt bond…

  • get_program_rules

    HUD's hospital mortgage insurance rules as hospital.loans publishes them, with citations: the four programs (242, 223(f), 223(a)(7), 241(a)) with what each finances, loan limit, term and MIP; the Section 242 eligibility tests (50% acute…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "hospital-loans": {
      "type": "http",
      "url": "https://hospital.loans/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http hospital https://hospital.loans/mcp

Add to CursorAdd to VS Code

claude.ai, ChatGPT and other clients: add https://hospital.loans/mcp as a custom connector in the settings.

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.