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Endorsement Index MCP server

Which MCP servers are Endorsement Index's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-11-01

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Whose server it is
  • Registry nameloan.hudmultifamily/hudmultifamily-loanverified in the MCP registry

The registry name sits under hudmultifamily.loan. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-11-01
  • Stateanswerschecked 2026-11-01
  • Tools6
  • Server calls itselfendorsement-index
  • Server version1.0.0
  • Protocol version2025-06-18

On 2026-11-01 the server answered initialize and tools/list without a sign-in. First answer in 75 ms.

Should an agent connect itNot proven either way yet
  • Its tools do every use case we checked: size a 223(f) loan on an existing apartment property; look up a property's active HUD-insured loan record.
  • Checked on 4 of the 7 days it takes to judge reliability.

Once connected

  • For "look up a property's active HUD-insured loan record", the likely first call is get_loan.
  • Parameters are untyped or undescribed in 5 of 6 tools: check arguments before calling.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 4, the first on 2026-11-01
  • INITE MCP scoreafter a weeka score needs 7 daily checks: 4 so far
  • What an agent can do with it2 of 2 use cases
  • Answeredmeasuring4 of the 7 daily checks it takes to print a share
  • Median first answer166 ms
  • Space in an agent's context≈ 1,576 tokensthe definitions of all its tools (6), which an agent carries on every turn
  • Tool definitionsB · 86 of 100
  • Typed results0 of 6 toolsdeclared outputSchema: results come typed, read once
  • Parameters without a description: in 5 of 6

What an agent can do with it

  • can do · size a 223(f) loan on an existing apartment property
  • not sure · compare 221(d)(4) construction and permanent loan terms
  • can do · look up a property's active HUD-insured loan record

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers6 tools · read 2026-11-01
  • search_loans

    Search every FHA-insured apartment loan in HUD's active multifamily file by state, city, program, note rate, years left, servicer or text. Returns HUD's figures (note rate, original amount, amortized balance, maturity, holder, servicer…

  • get_loan

    Look up one loan by its 8-digit HUD project (FHA) number: every field HUD publishes for it, plus years left, the property page URL, HUD physical inspection scores (latest and up to two prior, with release dates and REAC/NSPIRE scoring)…

  • program_facts

    Current rules for a HUD multifamily program (223f, 221d4, 223a7, 241a, 220, 231, 213): max LTV/LTC and DSCR tiers (ML 2025-03), term, MIP (0.25%/0.25%), prepayment, Davis-Bacon, fees, commercial limits, plus live counts from HUD's file…

  • statutory_limit

    Compute the CY2026 statutory mortgage limit for a unit mix: table amount per bedroom count (elevator or not) times the high cost percentage (270% standard for 2026, up to 315% project by project in High Cost Areas, 405% in Alaska, Hawaii…

  • size_223f

    Estimate maximum 223(f) proceeds as the lowest of: LTV (87% market, 90% affordable or 90%+ assisted), DSCR (1.15x market, 1.11x affordable) with debt service including the 0.25% annual MIP, the CY2026 statutory limit for the unit mix, and…

  • hud_stats

    Totals and medians for FHA-insured apartment loans in HUD's active file: loan count, units, balances, median note rate, the 12-month realized-rate benchmark, and breakdowns by program and state. Pass state or program to narrow it.

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "hudmultifamily-loan": {
      "type": "http",
      "url": "https://hudmultifamily.loan/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http hudmultifamily https://hudmultifamily.loan/mcp

Add to CursorAdd to VS Code

claude.ai, ChatGPT and other clients: add https://hudmultifamily.loan/mcp as a custom connector in the settings.

OpenAPI spec

6 paths, read 2026-11-01. Open the spec ↗

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.