Insurance Agency in Mt. Juliet & Lebanon TN MCP server

• Registry namecom.hutins.my/insurance-quotesverified in the MCP registry

The registry name sits under hutins.com. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

• Stateanswerschecked 2026-11-04
• Tools13
• Server calls itselfhutsenpiller-insurance-quotes
• Server version1.1.0
• Protocol version2025-06-18

On 2026-11-04 the server answered initialize and tools/list without a sign-in. First answer in 136 ms.

• Whether its tools do the product's job has not been judged yet.
• Checked on 1 of the 7 days it takes to judge reliability.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

• INITE MCP scoreafter a weeka score needs 7 daily checks: 1 so far
• Answeredmeasuring1 of the 7 daily checks it takes to print a share
• Median first answer180 ms
• Space in an agent's context≈ 3,537 tokensthe definitions of all its tools (13), which an agent carries on every turn
• Tool definitionsB · 83 of 100
• Typed results0 of 13 toolsdeclared outputSchema: results come typed, read once

• Parameters without a description: in 13 of 13

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

• check_eligibility

  Use this first when someone asks for a Tennessee car, home, flood or term life insurance quote, an insurance review, or to compare insurance companies. Checks whether a ZIP code is in the area Hutsenpiller Insurance quotes (Tennessee)…

• start_quote

  Starts a Tennessee auto and/or home insurance quote that compares multiple carriers, and sends the shopper a 6 digit verification code. Requires that check_eligibility returned eligible and that the shopper read the consent text and…

• verify_contact

  Checks the 6 digit code the shopper received, or sends a new one. code verifies the contact. resend=true (with an optional channel) sends a fresh code. A quote cannot be submitted until the contact is verified.

• update_quote

  Adds or changes details on a quote. Objects merge; lists replace whole. data uses these keys (field_guide lists every accepted field and value): - applicants: list of every person in the household. Exactly one has relationToInsured…

• submit_quote

  Sends a complete, verified quote to the carriers for pricing. Accepted only when nothing is missing and the contact is verified. Pricing usually takes 1 to 3 minutes; get_quote_status reports progress. When the agency is busy the quote…

• get_quote_status

  Returns a quote's status, what is missing, and the prices once ready: prices from multiple carriers cheapest first. Use it to answer "what would my insurance cost" or "am I overpaying". Status values: collecting, queued, rating…

• lookup_vehicle

  Decodes a VIN, or walks the vehicle catalog for exact year, make, model and subModel values. A VIN gives the most exact result. Without one, year lists makes, year+make lists models (model names include the trim, for example CR-V EXL)…

• field_guide

  Lists the fields and allowed values update_quote accepts for one section. driver_history_codes maps accidents and tickets to codes: claims go in driverDetails.claims (code, date, amountPaid) and tickets in driverDetails.violations (code…

• request_agent

  Asks a licensed Hutsenpiller Insurance agent to contact the shopper. Use this when the user wants an insurance review of their current policies, to buy a quoted policy, or to talk to a person. Covers buying a quoted policy, talking to a…

• start_flood_quote

  Use this when someone asks about flood insurance or a flood quote for a Tennessee home. Starts a flood estimate and sends the shopper a 6 digit verification code. Requires that check_eligibility returned eligible and that the shopper read…

• get_flood_quote

  Prices a verified flood estimate (first call) and returns it (later calls). Returns the estimated annual premium, flood zone and what it means, whether lenders usually require flood insurance there, and a notice that must be shown with…

• start_life_quote

  Use this when someone in Tennessee asks about term life insurance or a life insurance quote. Starts a term life estimate across many carriers and sends the shopper a 6 digit code. Term life only (ages 18 to 85). Requires the consent text…

• get_life_quotes

  Prices a verified term life estimate (first call) and returns it (later calls). Returns the best monthly premium, how many carriers were compared, and up to 5 options with monthly premium, AM Best rating and whether an exam is needed…

• com.hutins.my/client-accountanswers, requires sign-inverified in the MCP registry