LIHTC Atlas MCP server

• Registry nameloans.lihtc/lihtc-loansverified in the MCP registry

The registry name sits under lihtc.loans. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

• Stateanswerschecked 2026-11-02
• Tools10
• Server calls itselflihtc-atlas
• Server version1.0.0
• Protocol version2025-06-18

On 2026-11-02 the server answered initialize and tools/list without a sign-in. First answer in 274 ms.

• Its tools do every use case we checked: look up county income and rent limits for a deal; check whether an address sits in a QCT or DDA; estimate 4% and 9% credits from eligible basis.
• Checked on 2 of the 7 days it takes to judge reliability.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

• INITE MCP scoreafter a weeka score needs 7 daily checks: 2 so far
• What an agent can do with it3 of 3 use cases
• Answeredmeasuring2 of the 7 daily checks it takes to print a share
• Median first answer386 ms
• Space in an agent's context≈ 1,764 tokensthe definitions of all its tools (10), which an agent carries on every turn
• Tool definitionsA · 97 of 100
• Typed results0 of 10 toolsdeclared outputSchema: results come typed, read once

• Parameters without a description: in 2 of 10

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

• get_income_limits

  HUD FY2026 MTSP income limits for a county (town in New England): every level from 20% to 80% of area median for 1 to 8 persons, HERA Special limits where HUD lists them, the area median family income, and the maximum gross rent by…

• calculate_max_rent

  Maximum LIHTC gross rent and tenant-paid rent for one unit: county, bedroom count and AMI level, less an optional utility allowance, from HUD FY2026 MTSP limits by the IRS Publication 5913 method, with the formula.

• check_qct_dda

  Is a site in a Qualified Census Tract or Difficult Development Area on HUD's 2027 lists (and any newer year HUD has posted)? Give a US street address (geocoded by the Census Bureau), or lat + lon, or an 11-digit 2020 census tract. Returns…

• search_properties

  HUD-listed LIHTC properties still monitored for compliance, in one state, optionally one city and a name or street fragment, largest first. Each result has its lihtc.loans page URL and HUD project id for get_property. Covers cities with 5…

• get_property

  Everything HUD's LIHTC database lists for one property (units, income-restricted units, bedrooms, placed-in-service and allocation years, credit type, bonds, income test, targeting), its compliance and extended-use years, 2027 QCT/DDA…

• get_state_lihtc

  One state's allocating agency and LIHTC page, current Qualified Allocation Plan, state credit, 2026 9% credit ceiling and private activity bond cap (with the per-capita or minimum basis and population), and its count of 2027 QCTs and…

• get_applicable_percentages

  The monthly 70% (9%) and 30% (4%) present value credit rates from the IRS revenue ruling, the statutory 9% and 4% floors and the rate a deal uses. Defaults to the latest month, with the last 12.

• get_equity_pricing

  Median net equity price per $1 of federal housing credit from CohnReznick's Housing Tax Credit Monitor, the series since late 2024, and current national fund pricing ranges.

• calculate_credits

  Annual and 10-year housing credits and equity from eligible basis, applicable fraction, credit type (4 or 9), the optional 130% basis boost and a credit price (default: the latest public median). Uses the statutory floor unless…

• get_financing_quote_link

  The page where a developer or owner can request a financing quote for a 4% or 9% deal (construction, tax-exempt bond, bridge, permanent, Year 15) from Janover Capital LLC, and what the desk handles. Returns a link only; it submits nothing.