Manage Your Loans MCP server

Which servers in the official MCP registry are Manage Your Loans's own, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-10-20

← Back to Manage Your Loans

Whose server it is

Registry nameau.com.manageyourloans/mortgage-toolsverified in the MCP registry

The registry name sits under manageyourloans.com.au. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-10-20

Stateanswerschecked 2026-10-20
Tools6
Server calls itselfManage Your Loans
Server version1.30.0
Protocol version2025-06-18

On 2026-10-20 the server answered initialize and tools/list without a sign-in. First answer in 230 ms.

Measured dailydaily checks: 1, the first on 2026-10-20

Answeredmeasuring1 of the 7 daily checks it takes to print a share
Median first answer205 ms
Space in an agent's context≈ 1,214 tokensthe definitions of all its tools (6), which an agent carries on every turn
Tool definitionsC · 72 of 100

Parameters without a description: in 4 of 6
Not saying whether it only reads or can destroy: 6 of 6

Worth a look

Tools that change data, on a server that answers without a sign-in: create_enquiry

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The state of vendors' MCP servers: method and numbers →

Tools it offers6 tools · read 2026-10-20

calculate_repayments
Estimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario. Indicative only — not a quote. Args: principal: Loan amount in AUD (e.g. 500000). annual_rate_pct: Annual interest rate…
estimate_borrowing_power
Estimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer). A rough proxy for guidance — a broker models real capacity across 30+ lenders. Not credit assistance. Args: annual_income: Gross annual…
compare_loan_types
List Manage Your Loans' loan categories with what each is for and a link. Use to help a user pick which loan type fits their situation.
check_costco_eligibility
Check eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan). Indicative check only. Args: is_costco_member: Whether the person holds a current Costco membership. membership_type: e.g…
get_rate_guidance
Explain how Australian home-loan rates are determined and the next step. Manage Your Loans does not publish live rates; a broker compares them for a specific scenario.
create_enquiry
Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them. ONLY call this after the person has explicitly agreed to be contacted — pass consent=true. Do not invent details; ask the user. Args…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "mortgage-tools": {
      "type": "http",
      "url": "https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp"
    }
  }
}

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.