RateZip MCP server

Which servers in the official MCP registry are RateZip's own, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-10-12

← Back to RateZip

Whose server it is

Registry namecom.ratezip/ratesverified in the MCP registry

The registry name sits under ratezip.com. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-10-12

Stateanswerschecked 2026-10-12
Tools5
Server calls itselfratezip-rates
Server version1.0.0
Protocol version2025-06-18

On 2026-10-12 the server answered initialize and tools/list without a sign-in. First answer in 293 ms.

Tools it offers5 tools · read 2026-10-12

compare_deposit_options
Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-interest illustrations. Unknown terms never…
get_savings_rates
Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize…
get_cd_rates
Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to…
get_mortgage_rates
Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party…
calculate_deposit_earnings_difference
Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes…

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "rates": {
      "type": "http",
      "url": "https://mcp.ratezip.com/mcp"
    }
  }
}

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.