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Rychlá Hypo MCP server

Which MCP servers are Rychlá Hypo's own, from the official registry and from asking its own domain, whether they answer, and what they offer. A program checked each of these, nobody copied them from a product page.

read 2026-10-26

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Whose server it is
  • Registry namecz.rychlahypo/mortgagesverified in the MCP registry

The registry name sits under rychlahypo.cz. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

When we asked itchecked 2026-10-26
  • Stateanswerschecked 2026-10-26
  • Tools4
  • Server calls itselfrychlahypo
  • Server version1.0.0
  • Protocol version2025-06-18

On 2026-10-26 the server answered initialize and tools/list without a sign-in. First answer in 213 ms.

Should an agent connect itNot proven either way yet
  • Its tools do every use case we checked: compare mortgage rates across six Czech banks; estimate monthly repayments for a chosen property price; check the total cost gap between banks over three years.
  • Checked on 3 of the 7 days it takes to judge reliability.

Once connected

  • For "compare mortgage rates across six Czech banks", the likely first call is get_mortgage_rates.
  • For "estimate monthly repayments for a chosen property price", the likely first call is compare_mortgages.
  • For "check the total cost gap between banks over three years", the likely first call is compare_mortgages.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

Measured dailydaily checks: 3, the first on 2026-10-26
  • INITE MCP scoreafter a weeka score needs 7 daily checks: 3 so far
  • What an agent can do with it3 of 3 use cases
  • Answeredmeasuring3 of the 7 daily checks it takes to print a share
  • Median first answer590 ms
  • Space in an agent's context≈ 2,239 tokensthe definitions of all its tools (4), which an agent carries on every turn
  • Tool definitionsA · 100 of 100
  • Typed results0 of 4 toolsdeclared outputSchema: results come typed, read once
  • Every tool passes all six checks.

What an agent can do with it

  • can do · compare mortgage rates across six Czech banks
  • can do · estimate monthly repayments for a chosen property price
  • can do · check the total cost gap between banks over three years

Each of the product's use cases, put to Jev against this server's tool list: can an agent do it with these tools?

Worth a look

None of the five warning signs in these definitions.

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (25%), doing the product's job (25%), definitions (20%), context (10%), use (10%) and how readily a client connects (10%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

Tools it offers4 tools · read 2026-10-26
  • get_mortgage_rates

    Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates…

  • compare_mortgages

    Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not…

  • calculate_max_mortgage

    Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of…

  • get_advisor_contact

    How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links.

How to connect

Add the server to your MCP client config. Claude Desktop, Cursor and most other clients read this shape:

{
  "mcpServers": {
    "mortgages": {
      "type": "http",
      "url": "https://rychlahypo.cz/mcp"
    }
  }
}

Add it

Claude Code, in a terminal

claude mcp add --transport http rychlahypo https://rychlahypo.cz/mcp

Add to CursorAdd to VS Code

claude.ai, ChatGPT and other clients: add https://rychlahypo.cz/mcp as a custom connector in the settings.

OpenAPI spec

4 paths, read 2026-10-26. Open the spec ↗

Each line is something a program found when it went looking: the registry entry, the server's own answer, a spec that parses. A missing line means we did not find it, not that it does not exist.