TheChattyAI MCP server

• Registry namecom.texasautoquotes/insuranceverified in the MCP registry

The registry name sits under texasautoquotes.com. The registry only lets a publisher use that namespace after proving control of the domain through DNS or HTTP.

• Stateanswerschecked 2026-10-19
• Tools8
• Server calls itselfTexas Insurance
• Server version0.4.0
• Protocol version2025-06-18

On 2026-10-19 the server answered initialize and tools/list without a sign-in. First answer in 57 ms.

• Its tools do every use case we checked: Get indicative auto insurance prices without sharing contact details; Have up to four licensed agents contact you about a policy.
• Checked on 3 of the 7 days it takes to judge reliability.

Said by rules from the measurements above. The likely first call is a model's pick from the tool list; read its description before relying on it.

• INITE MCP scoreafter a weeka score needs 7 daily checks: 3 so far
• What an agent can do with it2 of 2 use cases
• Answeredmeasuring3 of the 7 daily checks it takes to print a share
• Median first answer132 ms
• Space in an agent's context≈ 2,120 tokensthe definitions of all its tools (8), which an agent carries on every turn
• Tool definitionsB · 88 of 100
• Typed results0 of 8 toolsdeclared outputSchema: results come typed, read once

• Parameters without a description: in 6 of 8

A program checks the server once a day: initialize and tools/list, no model. Tokens are the definitions' length at about four characters a token. The grade averages six checks of every tool's name, description, schema and annotations; it says how well the tools are described, not whether they work. The score weighs what was measured and nothing else: answering (30%), doing the product's job (25%), definitions (20%), context (10%) and use (15%). A part that was not measured is left out, and a hidden instruction caps the score at 40. The state of vendors' MCP servers: method and numbers →

• check_eligibility

  Check whether we can return quotes for a state before any personal details are collected. Call this first. Returns the states we are licensed in, what we can do in each, and how many licensed agents can take a request there.

• get_quotes

  Return indicative auto insurance prices from multiple carriers, where this entity is licensed to show them. Takes rating facts only — no name, phone, email, SSN or licence number is required for an indicative price. Where we are not…

• pull_requests

  Drain the queue of pool records routed to you. Requires your buyer key. Metered buyers receive an x402 payment requirement (status 402, accepts[]) until a payment is supplied. Records are projected to the scope the consumer granted…

• data_use_terms

  What happens to anything you send us: who receives it, for what purpose, how long it is kept, how your human revokes it, and the exact consent wording to present before request_agent_contact. Machine readable so you can evaluate the…

• request_agent_contact

  Connect the consumer with licensed insurance agents who can quote firm and bind. Needs the quote_id from get_quotes, the consumer's name and phone, and the consumer's explicit consent to be contacted — granted by the human, presented by…

• register_agency

  For an AI working for a licensed insurance agency: register the agency to receive consented consumer requests in its states. Needs the agency name, the producer NPN (National Producer Number) and its state, the states it is appointed in…

• market_data

  The qualified demand dataset contains only requests backed by a cryptographically or IP-verified agent, or a phone-verified consumer outcome. User-agent claims, legacy rows, probes and impostors are quarantined and unavailable for sale…

• agency_status

  For a registered agency: its states, rail, terms, founding period, queued and delivered counts, credit balance, and whether the licence was verified. Requires the buyer key issued at confirmation.

• com.texasautoquotes/quote-exchangeanswers, 8 toolsverified in the MCP registry