MCP-сервер EveryCalc

• Имя в реестреxyz.everycalc/every-calcподтверждён в реестре MCP

Имя в реестре лежит в пространстве everycalc.xyz. Реестр пускает в такое пространство только того, кто доказал владение доменом через DNS или HTTP.

• Состояниеотвечаетпроверено 2026-10-27
• Инструменты69
• Сервер называет себяeverycalc
• Версия сервера1.1.0
• Версия протокола2025-03-26

2026-10-27 сервер ответил на initialize и tools/list без входа. Первый ответ за 57 мс.

• Делают ли инструменты работу продукта, ещё не проверено.
• Проверок пока 1 из 7, нужных, чтобы судить о надёжности.

Вывод сделан правилами по замерам выше. Вероятный первый вызов выбрала модель по списку инструментов: прочитайте описание, прежде чем на него полагаться.

• Оценка INITE MCPчерез неделюдля оценки нужно 7 ежедневных проверок, пока 1
• Отвечалидёт замерпроверок пока 1, долю покажем после 7
• Медиана первого ответа69 мс
• Место в контексте агента≈ 18 778 токеновописания всех инструментов (69), они занимают контекст агента на каждом ходу
• Описания инструментовA · 100 из 100
• Типизированные ответы69 из 69 инструментовобъявлен outputSchema: ответ приходит с типами и читается сразу

• Все инструменты проходят все шесть проверок.

Программа проверяет сервер раз в день: initialize и tools/list, без модели. Токены - это длина описаний из расчёта примерно четыре символа на токен. Оценка - среднее шести проверок имени, описания, схемы и аннотаций каждого инструмента. Она говорит, насколько понятно описаны инструменты, а не о том, работают ли они. Оценка складывается только из замеренного: отвечает ли сервер (25%), делает ли работу продукта (25%), описания (20%), контекст (10%), использование (10%) и насколько просто подключиться (10%). Незамеренная часть не учитывается, а скрытая инструкция ограничивает оценку 40 баллами. Состояние MCP-серверов вендоров: методика и цифры →

• calculate_mortgage

  Monthly mortgage payment breakdown: principal and interest via the amortization formula, plus property tax, homeowner insurance, PMI, and HOA. Use when the user is buying a home and wants the full monthly payment including tax, insurance…

• calculate_refinance

  Refinance break-even month and lifetime savings of refinancing a loan. Use when the user already has a loan and is weighing a refinance offer; it returns the break-even month and lifetime savings. For a brand-new loan payment use…

• calculate_affordability

  Maximum home price affordable from household income using the 28/36 rule. Use when the user asks how much house they can afford on their income. For the payment on a specific home price use calculate_mortgage. IMPORTANT: always show the…

• calculate_loan

  Monthly payment, total interest, and optional amortization schedule for an amortizing loan. Use when the user wants the payment, total interest or payoff schedule for a generic loan. For cars use calculate_auto_loan; for homes…

• calculate_compound_interest

  Future value of an investment with monthly contributions and monthly compounding. Use when the user asks how savings or an investment grows over time with regular contributions. For a 401k with employer match use calculate_401k; for a…

• calculate_percentage

  Percentage calculations in three modes: percent_of (x percent of y), what_percent (x is what percent of y), percent_change (change from old to new). Use when the user needs a percent-of, what-percent or percent-change calculation with no…

• calculate_tip

  Tip amount, bill total, and per-person split. Use when the user is tipping or splitting a restaurant bill. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open…

• calculate_salary

  Convert between hourly, daily, weekly, biweekly, monthly, and annual pay. Use when the user converts pay between hourly, weekly and annual figures. For take-home pay after taxes use calculate_paycheck or calculate_income_tax_estimator…

• calculate_age

  Exact age from a birth date to a target date, broken into years, months, and days, plus total days lived, total hours lived, the weekday of birth, and days until the next birthday. Use when the user asks an exact age from a birth date, or…

• calculate_auto_loan

  Monthly payment, amount financed, total interest, and total cost of a car for an auto loan after down payment and trade-in value are subtracted from the vehicle price. Use when the user is financing a car purchase and wants the payment…

• calculate_date_duration

  Inclusive number of days between two dates, plus business days after optionally excluding weekends and 2026 US federal holidays, calendar weeks, weekend days, and holidays in the range. Use when the user needs the days or business days…

• calculate_debt_payoff

  Simulates paying off a list of debts month by month with minimum payments plus an extra monthly payment, comparing the avalanche method (highest APR first) with the snowball method (smallest balance first), and reports months to payoff…

• calculate_inflation

  What an amount in today's dollars will buy after a number of years at a given annual inflation rate, what today's basket will cost then, the cumulative price increase percent, and the purchasing power lost. Use when the user asks what…

• calculate_rent_vs_buy

  Compares the net cost of buying a home (down payment, mortgage payments, tax, insurance, and maintenance, minus principal repaid and appreciation gain) with the total rent paid over the years you plan to stay, and gives a verdict plus the…

• calculate_roth_vs_traditional

  Compares a Roth and a traditional retirement account at the same pre-tax annual contribution: the Roth invests what is left after tax today and is tax free at withdrawal, the traditional invests the full amount and is taxed at the…

• calculate_unit_converter

  Converts a value between units in one category: length, weight, temperature, volume, or speed. Returns the converted result in the page's display precision, the value in base units, and the conversion rate (null for temperature, which…

• calculate_word_counter

  Counts words, characters, characters excluding whitespace, sentences, and paragraphs in a block of text, plus estimated reading time at 200 words per minute and speaking time at 130 words per minute. Use when the user pastes text and…

• calculate_401k

  Projected 401k balance with employee contributions capped at 24500 per year, plus an employer match, compounded annually. Use when the user projects a 401k with contributions and an employer match. For a general investment projection use…

• calculate_arm_vs_fixed

  Worst case adjustable rate mortgage simulation with rate caps, compared with a fixed rate loan on total interest, payments, and the breakeven year. Use when the user compares an adjustable rate mortgage with a fixed rate loan, including…

• calculate_biweekly_mortgage

  Interest and time saved by paying half the monthly mortgage payment every two weeks instead of monthly. Use when the user asks what paying half the mortgage every two weeks saves versus monthly payments. IMPORTANT: always show the…

• calculate_bmi_tdee

  Body mass index and category, Mifflin-St Jeor basal metabolic rate, total daily energy expenditure, and cut and bulk calorie targets. Use when the user asks about BMI category, maintenance calories, or cut and bulk targets. IMPORTANT…

• calculate_capital_gains_tax

  Federal tax on ordinary income plus short term gains at ordinary rates, with long term gains stacked at the 0, 15, and 20 percent thresholds for the filing status. Use when the user sells or plans to sell investments and needs the federal…

• calculate_car_affordability

  Monthly loan payment plus running costs (insurance, fuel, and maintenance, given as annual amounts), total interest, and the five year cost of a car. Use when the user asks what car payment fits their budget including insurance, fuel and…

• calculate_credit_card_payoff

  Months and interest to clear a credit card balance with a fixed monthly payment, compared with adding an extra monthly payment. A payment that never clears the balance returns null months and interest. Use when the user wants to clear a…

• calculate_emergency_fund

  Target emergency fund for a chosen number of months of essential expenses, the remaining gap, percent funded, and months to fill it at a monthly savings rate. Use when the user asks how big an emergency fund should be, or how close they…

• calculate_income_tax_estimator

  Federal income tax after pretax deductions and the standard deduction for the filing status, with AGI, taxable income, marginal rate, and effective rate. Use when the user wants a federal income tax estimate for a salary. For per-paycheck…

• calculate_lease_vs_buy

  Lease outlay over the lease term versus buy outlay net of equity in the car at the same point, with the winning option and the net cost difference. Use when the user compares leasing a car against buying it. For loan-only figures use…

• calculate_net_worth

  Net worth, total assets, and total liabilities from comma separated asset and liability values, with optional matching names for the largest asset and liability. Only positive values count, as on the page. Use when the user lists assets…

• calculate_paycheck

  Per paycheck net pay after federal income tax, FICA (Social Security capped at 184500 of wages, Medicare, and the additional Medicare tax), a flat state tax rate, and pretax deductions. Use when the user wants take-home pay per paycheck…

• calculate_property_tax_estimator

  Annual and monthly property tax from the home value minus any exemption, at the given tax rate, with assessed value and effective rate. Use when the user needs a property tax estimate from a home value and tax rate. For the full mortgage…

• calculate_raise_vs_inflation

  Whether a raise beats inflation: nominal new salary, inflation adjusted real salary, the real percent change, and a real raise, real pay cut, or flat verdict. Use when the user asks whether a raise actually beats inflation in real terms…

• calculate_retirement_savings_planner

  Projected retirement balance from current savings plus monthly contributions with monthly compounding, total contributions, growth, and a 4 percent rule withdrawal figure. Use when the user projects a retirement balance from current…

• calculate_roth_conversion

  Value of converting to a Roth now, with the tax paid out of the converted amount, versus leaving the money in a traditional account taxed at the retirement rate, after growth. Use when the user weighs converting traditional retirement…

• calculate_sba_loan

  Monthly payment for an SBA loan with the guarantee fee percent financed into the loan, plus the amount financed, total interest, and total cost. Use when the user is pricing an SBA small business loan including the guarantee fee…

• calculate_social_security_estimator

  Primary insurance amount from the bend point formula (1286 and 7749) applied to average indexed monthly earnings, with monthly benefits at ages 62, 67, and 70. Annual earnings, when given above 0, override AIME as annual divided by 12…

• calculate_aft

  Scores all five AFT events (deadlift, hand-release push-ups, sprint-drag-carry, plank, 2-mile run) from 0 to 100 each using the 17-21 anchor tables, for a 500-point total. Combat MOS scoring is sex-neutral and requires 350 total with…

• calculate_bah

  Monthly Basic Allowance for Housing from the 2026 RC/Transient baseline rate table by pay grade, with or without dependents, plus the annualized amount. This is the single national baseline rate; it does not vary by duty station or ZIP…

• calculate_brs_vs_high3

  Pension-only comparison of the legacy High-3 system (2.5 percent per year of service) against the Blended Retirement System (2.0 percent per year) on the same high-3 average basic pay: monthly, annual, and 30-year lifetime differences…

• calculate_gi_bill

  Months of the 36-month Post-9/11 GI Bill entitlement remaining, tuition coverage percent, maximum annual books stipend, and Monthly Housing Allowance treatment for the given benefit tier and enrollment level. Use when the user asks what…

• calculate_les_decoder

  Net pay from a Leave and Earnings Statement: sums the entitlement lines (base pay, BAH, BAS, other) and deduction lines (federal tax, FICA, state tax, SGLI, TSP, other), and returns net pay plus deductions as a percent of entitlements…

• calculate_military_pay

  Monthly basic pay from the 2026 pay table for a pay grade and years of service, plus the annualized amount. Grade E1B is the special E-1 rate for the first 4 months of service. Combinations the table does not authorize return…

• calculate_military_retirement_pension

  Monthly retired pay estimate: years of service times the system multiplier (2.0 percent per year for BRS, 2.5 percent per year for High-3) times the high-3 average monthly basic pay, before taxes, plus annual and 20-year lifetime amounts…

• calculate_pcs_move

  Estimated PCS move money: Dislocation Allowance (DLA) plus Temporary Lodging Expense (TLE, days capped at 21) plus the gross Personally Procured Move (PPM) reimbursement, with the PPM profit after moving costs. Use when the user is…

• calculate_sgli_vs_private_insurance

  Cost comparison of SGLI (0.06 USD per 1,000 USD of coverage per month plus a 1 USD monthly fee) against a private term premium over the given number of years: monthly and total SGLI cost, total private cost, and which is cheaper. The…

• calculate_tsp

  Projected TSP balance with annual employee contributions (capped at the 24,500 USD elective deferral limit used by the page) plus, when matching is on, the BRS agency contribution: 1 percent automatic plus a match of 100 percent of the…

• calculate_va_disability

  Monthly VA disability compensation from the 2026 rates (2.8 percent COLA, effective Dec 1, 2025) for a combined rating from 10 to 100 percent and a dependent status, plus the annualized amount. Dependency add-ons begin at 30 percent. Use…

• calculate_act_score

  Composite, STEM, and ELA scores from the four ACT section scores, each clamped to 1 to 36 exactly as the page does. The composite is the rounded average of the four sections. Use when the user has ACT section scores and wants the…

• calculate_ap_exam_score

  Predicted AP score from 1 to 5 using the page bands on the weighted composite percent: multiple choice and free response contributions are weighted by the exam split, then banded at 70, 55, 40, and 25 percent. Use when the user estimates…

• calculate_college_acceptance

  Rough acceptance chance: a selectivity tier base rate (92, 80, 50, 20, or 5 percent) adjusted by GPA and test score bands, clamped to 1 to 99 percent and labeled Safety, Target, Reach, or High reach. SAT is used when provided, otherwise…

• calculate_college_major_roi

  Payback years, lifetime earnings minus degree cost, and salary to cost ratio for a major, using the page table of approximate median early career salaries by major. Use when the user compares a college major's cost against its earnings…

• calculate_college_roi

  Earnings premium of a degree salary over a no degree baseline salary, both growing at the same annual raise rate, plus the net gain after degree cost, the break-even year, and the return multiple on cost. Use when the user asks whether a…

• calculate_dorm_vs_apartment

  Compares the annual dorm cost with an apartment: monthly rent over the number of months, plus annual utilities, extra food cost, and commuting cost. Returns both annual totals, the difference, and which is cheaper. Use when a student…

• calculate_fafsa_sai_estimator

  Simplified Student Aid Index estimate using the page formula: parent income at 22 percent plus parent assets at 12 percent, student income above the 11770 income protection allowance at 50 percent plus student assets at 20 percent, plus…

• calculate_final_exam

  Score needed on the final exam to reach a desired course grade, with the best and worst possible course grades. Inputs are clamped as on the page: grades to 0 to 100 and the final weight to 1 to 100. Use when the user asks what score they…

• calculate_gpa

  Credit weighted GPA on the 4.0 scale using the page grade points: A+ and A 4.0, A- 3.7, B+ 3.3, B 3.0, B- 2.7, C+ 2.3, C 2.0, C- 1.7, D+ 1.3, D 1.0, F 0.0. Grades and credits are matched by position. Use when the user computes a GPA from…

• calculate_gpa_planner

  Term GPA required over the planned credits to reach a target cumulative GPA, the maximum reachable cumulative GPA with straight As, and the grade mix the required GPA implies, using the page thresholds. Use when the user asks what term…

• calculate_graduate_school_roi

  Annual salary premium after a graduate degree, break-even years on the total cost, and lifetime net over the career years, using the page formulas. Use when the user weighs graduate school cost against the salary premium it brings…

• calculate_gre_score_estimator

  Estimated GRE verbal and quant scores on the 130 to 170 scale: 130 plus the fraction of questions correct times 40, per section, plus the total. The optional writing score is clamped to 0 to 6 as on the page. Use when the user estimates…

• calculate_high_school_course_planner

  Credits still needed per subject against the page requirement table for the selected state (Texas, California, New York, Florida, or Illinois). Remaining per subject is required minus earned, floored at zero. Use when the user checks…

• calculate_lsat_score_estimator

  Estimated LSAT scaled score on the 120 to 180 scale: 120 plus the overall fraction correct across the three sections times 60, with accuracy and the page score band. Use when the user estimates an LSAT scaled score from practice section…

Первые 60 из 69, в порядке сервера.